COLLEGE SAVINGS • INSURANCE • HOME BUYING • ESTATE PLANNING • TAX PLANNING • RETIREMENT EMPLOYEE BENEFITS • BUDGETING • INVESTING • DEBT MANAGEMENT
These are the pieces of your family’s financial puzzle — but putting them all together can cause overwhelming confusion.
And that’s what we call “Financial Complexity.”
Put Your Family at Risk
Without an estate plan and the right insurance, your family could be irreversibly damaged if you’re gone.
Waste Your Money
If you’re not investing the right amounts in the right accounts, you’re flushing money down the drain.
Waste Your Time
This stuff isn’t easy, and figuring it out yourself throws away precious time that could be spent with your family.
✓ Protect Your Family
We’ll execute the strategies you need to protect your family if you’re gone.
✓ Optimize Your Money
You’ll invest the right amounts in the right accounts, ensuring your money works as hard as you do.
✓ Save Time
With our guidance, you’ll get it done in no time and get your weekends back.
I get it. Between your career and your kids, you’ve got a lot on your plate.
You don’t need the added responsibility of being a financial expert. I believe you deserve a guide who can carry that burden for you.
And that’s why I’m here. When you work with Financial Zen, you get a team of financial professionals with over 20 years of collective experience.
We are obsessed with protecting your family, optimizing your finances and helping you alleviate the burden of those responsibilities.
Meet with Rick to figure out exactly what you need and how to make it happen.
With your financial plan, you’ll know exactly what to do, and we’ll help you do it.
Enjoy peace of mind in knowing your family is protected and your money is working as hard as you do.
$790 / MO • 6 MONTHS
Financial Zen Foundations is our signature program and your onboarding process.
Over 6 months, we’ll develop your financial plan and then execute it together.
6 months • 1 hour per month
$290 / MONTH**
** you must graduate Financial Zen Foundations to qualify for Membership.
After you graduate Foundations, our Membership program will help you stay on top of your finances and make adjustments as you need to.
✓ 4 quarterly accountability appointments
✓ Financial guidance on-demand
✓ Monthly financial reports
0.25% (NO MINIMUM)**
If you want us to manage your money, we can do that too (but it’s not a requirement to work with us). We customize your portfolio based on your risk assessment.
And unlike other advisors (human or robot), we rebalance and harvest tax losses on a weekly basis to give you an extra oomph to your investments.
That’s entirely possible. And you’ll know for sure after your Discovery Call with Rick.
We only help families we can positively impact 10X. (Because we selfishly want our members telling all their friends about us!)
We’re not interested in pushing peas around the plate like your pre-schooler. So if you’ve got everything covered, we’ll tell you so.
Our process is designed so all you have to do is “show up”.
If you can find one hour per month for 6 months you will protect your family and optimize every penny you own.
Divide your annual income by 2000 (the number of working hours in a year). Now multiply your “hourly rate” by how many hours it’ll take you to research, plan and execute all the financial strategies you need to protect your family.
When you consider what your time is worth, I bet we’re cheaper than doing it yourself!
That’s cool with us. Leave your portfolio where it is.
Unlike other financial advisors, we don’t require you to hand over your money to work with us.
That’s because instead of charging a portfolio fee like the other guys, we charge a flat monthly subscription.
We know how busy you are.
And that’s why we’re available to meet anytime between 6:30am to 9:30pm Monday through Saturday, either in-person or over Zoom.
Financial complexity depends on how much you make, not how much you have.
Traditionally, financial advisors only work with people who HAVE a lot of money because their fees are based on it.
That’s why we charge a monthly subscription instead. It levels the playing field and give young families access to services they historically wouldn’t “qualify” for.
Stop worrying about sending your kids to college, whether you’re spending too much and how you’ll afford retirement.
Acquire confidence, gain clarity, and understand your finances like never before.
Conquer Financial Complexity and achieve Financial Zen!
The Financial Zen Group, Inc. (“The Financial Zen Group”) is a registered investment advisor offering advisory services in the State of California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by The Financial Zen Group in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption.
All written content on this site is for information purposes only is not intended as investment, tax, accounting or legal advice. Opinions expressed herein are solely those of The Financial Zen Group, unless otherwise specifically cited. Material presented is believed to be from reliable sources and no representations are made by our firm as to other parties’ informational accuracy or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation.