Get On The Fast Track To Financial Independence

attn: Tech Salespeople!
We'll help you achieve financial independence faster than you ever thought possible (without giving up vacations or dinners out). Just imagine living life & working (or NOT working) on your terms!

level up your financial iq with FINANCIAL ZEN DAILY!

Get daily, bite-sized ideas on money mindset, easy financial hacks, smart investing strategies and self-development tips!    

It's Not Financial Planning, It's FINANCIAL ZEN!

Yes, we’re fiduciary, independent, fee-only financial planners. But calling us “financial planners” is like calling the Grand Canyon a “hole in the ground”. We do much more than just get your financial house in order. Our proprietary programs will collapse time and get you to your ultimate goal – freedom from your paycheck – as quickly as possible. 

  • Foundations Program

    Our 6-month onboarding program will get your financial house in perfect working order. (We'll even clean out your garage for you!)

  • Mastery Program

    Ascend through the 5 levels of Financial Zen which ends at financial independence. You'll look forward to our monthly meetings and having a trusted confidant to by your side to help with all of your financial decisions, big and small.

  • Investment Management

    Add on our automated investment services which includes strategic rebalancing & opportunistic tax loss harvesting to make sure your money is working as hard as you do. (100% optional)

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Why Financial Zen?

You won’t find any stuffed shirts here. We’re a team of  CERTIFIED FINANCIAL PLANNERTM Professionals with over 14 years of experience, who make money fun! Our tried and true approach has helped our members retire earlier than they ever thought possible, while boosting their financial IQ in the process. We believe money is a tool that can unlock your true purpose in life. With Financial Zen, you’ll get a roadmap with clear, actionable directions and a trusted advisor at your side through every turn. Although we’re located in beautiful San Francisco, we’re pleased to work with members throughout the U.S.

What Our Members Say About Us

Financial Zen has been a game changer. My wife and I had a good handle on our finances, but knew we could be doing more. We found Financial Zen on our hunt for a fee-only advisory that could help us optimize what we had, and think creatively about how to evolve our finances.
The Foundations program helped us understand our goals, get all our assets in order, set up an estate plan, consolidate accounts, save for our kids college, navigate multiple benefit, company stock and 401k plans and ensure we were getting the most value out of every dollar we earn.
Since then they've helped us stay on track, move across the country and buy a new house, finance a kitchen renovation, and keep us on track to retire earlier than we'd ever imagined possible.

Financial Zen truly brought us peace of mind, while making finances and saving for retirement low-stress and - dare I say - Fun.

Evan Kaverman

Rick and his team at The Financial Zen Group are not only great financial advisors but also great people who genuinely care about their clients. Rick helped us get all of our finances in order, set up kids' college funds, mapped out plans for retirement, and is putting our money to work through investments. He works tirelessly to help and educate his clients and is very responsive whenever we have questions. He takes the time to truly understand our personal circumstances in order to be able to provide the best advice. We trust and feel very comfortable with Rick handling our money.

Julie Erickson

The Financial Zen team has been wonderful.

Getting our financial house in order was much more than money. For us, It is better connectedness of life goals to financial goals, it is safeguarding our children and loved ones and most importantly building a path - or better yet - a "why" to our financial journey. The end path does indeed shine light on the means, and in a weird way provides calm to the storm.
Thanks for all you are doing, FZ Team!

Zachary Popkess

The Financial Zen team is the absolute best.

Couldn't be more thankful to be working with them!

Karissa Kalodimos

We've had a very positive experience with the Financial Zen team. They have helped us see the path towards financial freedom. Where we were once messy with doing it on our own, they roped everything in tightly to get us on track. Majority of people just flat out do not have the time to research and do it on their own, which is another benefit to having the "pros" handle it. We are more aware of our budget and have already changed habits to maximize our future. On top of it all, they are a fun group that is light-hearted like we are. We appreciate everything they have done so far and look forward to continuing!
Thanks FZ team!

Davis Pemstein

We've worked with Rick and the team since September 2020 and we've been delighted with the service. Finding a fiduciary who could guide and steer us through all of our financial advice and planning needs was extremely challenging, but the Financial Zen team have been brilliant.
The standout components for us have been the following:
- The initial bootcamp monthly meetings got all of our accounts and financials up to date and was great accountability to do the admin that we'd put off constantly. This included estate planning, investing, insurance etc.
- The Financial Zen portal is great for seeing everything in one place. The numbers are accessible and we can track the figures from quarter to quarter.
- Post Bootcamp, the quarterly meetings are great for keeping track of everything and again creating that accountability mechanism (for us) to keep on top of our finances.
- Best of all, is knowing that we can reach out to Rick or Chantal and ask what may feel like a dumb question and know that it will be answered quickly and without judgement.

Rachel Stockton

The team at Financial Zen have the "X Factor" in all that they do for me. It is truly a deep pleasure to work with them because their vision and paradigm about personal finance is beyond the layman's perspective of most people, but specifically myself, which is one of the most satisfying reasons I choose to work with their fantastic team - to help me reach my ultimate goal of "Financial Zen".
Thank you for all the impressive work you do for me and your clients!

Daniel Arreguin

Rick and his team has been so helpful for me to feel confident about my financial health. They help me by explaining complex investment strategies, executing on those strategies, and also keep me accountable. I feel good about my retirement account, investments, and financial maintenance. His extensive clientele in big tech and start-up is also a plus since he knows how to work with the employers 401Ks, RSUs, and benefits to get you the best outcome. Highly recommend Financial Zen.

Yomei Kajita

The Financial Zen team is bringing a ton of value to our financial planning. We're on track to retire at a much younger age than the original path, thanks to Rick and his team. He explains his strategies, makes sure we're bought in, and then helps us execute.

Jason Nassi

Rick and Chantal at The Financial Zen Group are the best.

Always super knowledgeable, on top of things, and organized even when we aren't.

Highly recommend all around!

Andre DeRussy

Our Founder, Rick Valenzi, Isn’t Afraid to Challenge Tradition

“Even for high achievers, the  9 to 5 can be soul-crushing at times – especially when you’re staring down 30 to 40 years of it. I believe in helping our members achieve financial indpendence so early that they’ll have 40, 50 or even 60 years of freedom to pursue their life’s true purpose.”

I was just like you. After pivoting from Wall Street, I spent 5 years in tech sales. When office politics became too much to handle, I decided I was done with the grind. I then got back into finance, founding Financial Zen for the purpose of helping others pursue their purpose in life. And since most financial planners work exclusively with people like our parents (leaving us with nowhere to turn), I focused on helping people who hadn’t saved their millions yet. Now, people like you and me come to Financial Zen for straight-shooting financial guidance that ultimately grants you freedom from the rat race.

Join the Financial Zen Movement

and Kiss Your 9-5 Goodbye!

The Financial Zen movement is all about knowing what truly matters in life—time. Time to enjoy the company of your loved ones, time to pursue your true passions, and time to get the most out of life—that’s what really matters. It might seem odd for a financial planning firm to say this, but time is far more valuable than money. Unfortunately, you need money in order to have time. Join our movement, become a Financial Zen Master, and get what you need to achieve financial freedom (aka Financial Zen) decades earlier than everyone else. Are you with us?

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LEVEL UP YOUR FINANCIAL IQ WITH FINANCIAL ZEN DAILY!

Get daily, bite-sized content on money mindset, easy financial hacks, smart investing strategies and self-development tips!