It’s official – the holidays are upon us. We’ve got a lot to look forward to over the next few weeks – holiday parties, eggnog, gifts giving, great food, holiday cookies, Christmas trees… the list goes on.
The holidays are a season of generosity. Americans spent $656 billion on holiday shopping in 2016. (The next biggest shopping season is Back to School, which “only” roped in $84 billion.)
The downside of all that holiday generosity is the dreaded January spending hangover.
Below are 4 easy steps to avoid the post-holiday spending hangover and still enjoy giving your loved ones really cool stuff.
Don’t let your January credit card bill kill your holiday afterglow. By thinking ahead and using a little financial technology, you can enjoy all the fun stuff that December brings without having to pay for it in January. (See what I did there? Ho! Ho! Ho!)