Leverage As A Smart Money Mindset

Last night, I gave up $100 worth of my time to save $10.

In other words, I paid a $90 dumb tax.

Here’s how…

I wanted buffalo wings for my cheat meal.

Wanting to avoid the $10 delivery fee, I ordered for pick up.

When I ordered last week, my food wasn’t ready. After clarifying what app I ordered from and what the order was, she finally found the printout (no, seriously) of the order buried under the cash register.

It hadn’t made it to the kitchen, so I waited 15 more minutes while they actually made my wings.

If I was a smarter man, I would have learned my lesson. 

The same thing happened last night, except they had 3 other orders that were printed off and buried, so I had to wait 30 minutes instead of 15.  

Sunday nights are for recharging before starting the week. 

I value my recharge time at the same hourly rate as my work time.

Even if I don’t use my “aspirational hourly rate”, my time is still worth about $200/hour to me.

That means I sacrificed 30 minutes of my time (or $100) to save 10 bucks.

That’s a NEGATIVE 90% ROT (return on time).

It just goes to show that adopting a “leverage money mindset” requires vigilant upkeep and focus. 

Hopefully, I’ve actually learned my lesson and can avoid the $90 dumb tax next Sunday.