The only way to NEVER pay Uncle Sam

Chant it with me!

“HSA! HSA! HSA!”

Here it is on a bumper sticker:

The HSA Strategy

  1. Put pre-tax money in
  2. Pay out-of-pocket for current medical expenses
  3. Invest HSA money tax-free until you’re 65
  4. Withdraw money tax-free for Medicare Part B premiums

Okay, that’s a big bumper sticker.

It’s the only way to never pay Uncle Sam.

There’s no income taxes on the way in.

There’s no capital gains taxes while it grows.

There’s no income taxes on the way out (if you use it for qualified medical expenses).