The average age of the people we work with is 39. When we run through the initial plan projections of how people will turn out, the 30,000ft view, their eyes gloss over.
Research suggests we actually perceive our future selves as strangers. To your brain, saving for a 65-year-old version of you feels like giving money away to a person you’ve never met.
And what good are financial recommendations if they don’t speak to the person you are now?
This is why we have the FZ scorecard. A spreadsheet that diligently tracks your financial stats and spits out one estimated number: How many years until you are financially independent.
It takes the 30,000ft view and brings it down to ground level.
Our members get really connected to their FZ number because it makes every big financial decision tangible. They can visualize how a second home mortgage might add 5 years to their work-optional date or how aggressive savings might shave off 3.
It helps turn financial independence into a choice you make every day.
