My 8th-grade English teacher was relentless in grading our writing for simplicity. She would use a blood-red pen to vigorously cross out every word that didn’t add value.
So every time I hear someone say “non-zero chance”, I hear Mrs. Graham whisper “You mean a chance”?
Simpler is better in all things, not just in writing and speaking.
It’s clearer. It’s faster. It leaves less room for error.
Simple is also the north star for financial success.
The fewer accounts you have, the better.
The fewer moving pieces in your portfolio, the better.
The more automated your cash flow management is, the better.
A complicated system isn’t better. It just creates a non-zero chance for error.