Every day, I’m barraged with cold emails/calls/DMs from various vendors.
Most are of the “Can you handle 10 new clients a month, Rick?” garbage variety.
But every once in a while, I get hit up with something that’s actually valuable to our FZ members.
One is Pontera (formerly FeeX) which allows us to manage our members’ 401ks with the same rebalancing strategy we use in-house.
Another is Sora Finance which ensures our members borrow money at the lowest rates possible.
And the latest one is Cache Securities. (They were actually an intro from the cofounder at Sora Finance).
Cache Securities helps diversify highly appreciated company stock while deferring capital gains taxes.
As you know, we recommend selling company stock the second it’s officially yours.
Often we work with new members who have held on to every share they’ve been granted and now 50% of their net worth is tied up in a single stock.
But diversifying means selling. And selling means paying capital gains tax.
Cache allows us to diversify (yeah!) WITHOUT paying capital gains taxes… yet (Double YEAH!)
It’s not for everyone, but the ones it IS for can only access it through Financial Zen.
If you don’t work with a financial planner that works with them, then you’re outta luck.
So yes, A LOT of what we do can be done by a do-it-yourselfer who’s got enough time, interest and bandwidth to execute our financial strategies on their own.
But some things you 100% unequivocally don’t have access DIYer like Pontera, like Sora, like Cache.
The unwritten understanding is that between taxes saved, cashflow optimized and investments the money our members pay in fees
