It hurts when I talk to millennials who feel like they don’t have enough going on to hire a financial advisor, but I feel like the industry has made them feel this way.
Big banks have always sent the message “Come back when you have millions. Until then, you aren’t worth our time.”
And it makes the people who are in the thick of their careers, the ones who arguably need planning the most, feel like they aren’t wealthy enough to get help.
By the time most people reach 65 and sit down with a traditional advisor, the biggest lever they had (time) is already gone.
Good planning early on could be the difference between financial independence at 45 versus 65.
And that’s why there is no AUM requirement to work with us at Financial Zen. We are structured this way so people don’t get intimidated by confusing fees or minimums and keep putting off the planning they should be doing.
