COVID-19 has shut down the world economy. The biggest financial lesson we can learn from the pandemic is the importance of an emergency fund.
Tis the season for some well-deserved indulgence. You crushed it all year and now it’s time to reward yourself. December was made for too much food, too much drink, and too much spending. After all that indulgence, you may start […]
If you’ve been married longer than a minute, I bet you’ve had a “conversation” about money. As a couples therapist…err…financial planner… I’ve witnessed many of these first-hand. And the discussion always pivots around one spouse’s disapproval of the other spouse’s […]
Our monkey brain gets really excited during the holidays. And like that one guy at the office holiday party, he’s not thinking about the violent hangover that awaits. But with 4 easy steps, you can trick your monkey brain into […]
We are all just children staring at marshmallows. “Psychologist Walter Mischel… described the interaction between emotion and cognition in the famous marshmallow experiments of the 1960s and 1970s. They presented four-year-olds with a marshmallow, telling them that they could eat […]
Courtesy of Financial-Planning.com. Couldn’t have said it better myself.
It’s official – the holidays are upon us. We’ve got a lot to look forward to over the next few weeks – holiday parties, eggnog, gifts giving, great food, holiday cookies, Christmas trees… the list goes on. The holidays are […]
Excuse me!?!?? What kind of crazy financial planner would recommend using your credit card?! I know, I know, but hear me out. You’re going to spend money to buy groceries, pay Comcast and get your hair cut. Why not get a […]
Congrats! After the last two weeks blogs, hopefully now you’re saving more and trying generic. This isn’t the first time I’ve written tips on saving more and spending less. So I’ve compiled a “greatest hits” for you. Enjoy! Saving More: How to […]
Two weeks ago, we talked about increasing your monthly savings until you find your optimal, pain-free savings rate. If you check that off your list, you can then find pain-free ways to decrease your spending. And once you establish healthy spending habits, […]