Insurance

Protect your family with long-term disability insurance
Insurance
How Disability Insurance Protects Your Family

Protecting your family from financial catastrophe is one of your most important jobs as a parent. And long-term disability insurance is a critical part of that protection. Here’s how it works and why you need it… Think quick! What’s your […]

July 15, 2020

How to Protect Your Family Financially
Insurance
How to Protect Your Family with Life Insurance

Protecting your family is more important than providing for them. You have to buckle their seat belt before you drive them to Disneyland. Unfortunately, protecting your family financially can feel way more complicated than strapping in a car seat. But […]

July 7, 2020

How Does a Health Savings Account (HSA) Work?
Insurance  ·  Retirement
Health Savings Accounts – The Only (Legal) Way to Avoid Taxes

Do you hate paying taxes? Me too. That’s why I use a Health Savings Account – the only (legal) way to avoid taxes. So how does a Health Savings Account (or HSA) work? Avoid taxes – triple tax-free No taxes […]

June 24, 2020

Umbrella Liability Insurance
Insurance
Do You Need Umbrella Liability Insurance?

Insurance is like a seatbelt. Hopefully, you’ll never need it, but if you do it could save your financial life. Umbrella liability insurance is the seatbelt that will prevent someone from draining your bank accounts and taking your future paychecks. […]

June 5, 2020

Insurance
How Much Life Insurance Do You Need?

On this episode of Financial Zen Education…. I show you a basic calculation of how much life insurance you need. With a family comes Financial Complexity, that evil villain lurking in the shadows. He loves it when you make unforced […]

February 6, 2020

Insurance
Life Insurance- What Kind & How Much?

We DO NOT sell life insurance! So read this “unpuckered” because I’m not trying to sell you anything.  A common question we get from new families is what kind of life insurance do we need and how much?  The simple […]

January 20, 2020

Do You Have Enough Life Insurance?
Insurance
Do You Have Enough Life Insurance?

Unless your kids are out of the house, then no.  Probably not.  PLEASE NOTE: We do not sell life insurance.     So what I’m about to tell you is conflict-free and completely objective.  Life insurance replaces your income if you’re […]

July 19, 2018

Insurance  ·  Real Talk
Who’s Your “Guy” – A Broker? An Insurance Agent? Or a Financial Planner?

We are all called Financial Advisors… for now.  The SEC is proposing restrictions on the use of “Financial Advisor” for brokers and insurance agents. Why do they care?  Why should you care? Because brokers and insurance agents are salespeople.   And […]

May 17, 2018

Is a High-Deductible Health Plan Right for You?
Insurance
Is a High-Deductible Health Plan (HDHP) Right for You??

It’s that time of year again.  The weather’s getting cooler, the leaves are changing color and we’re glued to our TV’s every Sunday watching grown men chase a leather ball.  Tis also the season for open enrollment – that time […]

October 18, 2017