Don’t Pay Off Your Credit Cards!
I used to pay off my credit cards in full every week. 12 months ago I started paying off ONLY the statement balance once a
November 6, 2023
So, you’re interested in enrolling in our Foundations Program, but you’d like to learn a bit more about our financial philosophies first. Or perhaps you’re already well on your way toward becoming a Financial Zen Master and, overachiever that you are, you’re keen on learning all that you possibly can about smart money management. You’ve come to the right place. The Financial Zen blog is jam-packed with useful information, such as…
…and so many more. Check out our blog today for a smarter tomorrow!
I used to pay off my credit cards in full every week. 12 months ago I started paying off ONLY the statement balance once a
“What do you know about defined outcome investments?”, a member recently asked. While he didn’t have any specific investment products to refer to I ran
We use 5 different Financial Zen portfolio models for our members’ long-term investment portfolios. They range from conservative to aggressive and which one we use
With two trading days left, the S&P 500 is down 3.9% this month. Yeech! That’s very on-brand. Historically, September is the worst month of the
The Fed kept rates unchanged today, which was the consensus expectation on Wall St. So what does that mean for you right now? It means
Remember last year when I-Bonds were the hottest ticket in town with a guaranteed 9.62%? Well… now that they’re only paying 4.3%, they ain’t so
-1.7% That’s how much DIY investors UNDERperformed over the last 10 years, according to Morningstar. Morningstar measured the returns of the actual investors vs. the
Every year you get a basket that can hold 104 apples and your employer generously makes a deal with you. For every 4 apples you
Here’s the inside baseball on why August is the only month other than September with negative market returns… …everyone is on vacation. No, seriously. The
The more you use it, the less it’s worth. We all know a car is a depreciating asset. BUT, what if you could flip that