Should I Max Out My 401k and HSA?
High-income W2 employees pay more taxes than anyone else in the country. Business owners, self-employed and lower-income households have LOTS of tax breaks to take
November 22, 2022
So, you’re interested in enrolling in our Foundations Program, but you’d like to learn a bit more about our financial philosophies first. Or perhaps you’re already well on your way toward becoming a Financial Zen Master and, overachiever that you are, you’re keen on learning all that you possibly can about smart money management. You’ve come to the right place. The Financial Zen blog is jam-packed with useful information, such as…
…and so many more. Check out our blog today for a smarter tomorrow!
High-income W2 employees pay more taxes than anyone else in the country. Business owners, self-employed and lower-income households have LOTS of tax breaks to take
How much you need to achieve Financial Zen depends on how much you spend. Period. Your burn rate determines how much passive income you need.
Money put into your traditional 401k is pre-tax. $1 added to your 401k reduces your taxable income by $1. So you’ll pay 25 cents less
If you’re reading this, you’re likely a high performer. That means you’re crushing your career and making tons of money. And therein lies the threat…
Yes, you read that right. How is that possible? First a little background knowledge… When you turn 72, Uncle Sam requires you to withdraw money
During COVID, I got to my parents in Walnut Creek in 35 minutes. Once traffic normalized, it once again took 1 hour and 20 minutes.
How much you save is eating right. Your investment return is exercise. You can lose weight eating right and not exercising. But you CAN’T lose weight exercising
What is your definition of retirement? Retirement is when you stop sacrificing today for an imaginary tomorrow. When today is complete, in and of itself, you’re retired.
Sitting poolside in Vegas reflecting on the first half of my life, I read a timely article in GQ about Francis Ford Coppola. It was
You’ve probably heard of the 4% rule when it comes to safe withdrawal rates.If not, here it is in a nutshell: You can withdraw 4%